Questions is; why shouldn’t you have an investment?
Many people, especially salary earners think they do not need to have an investment due to their stable salary and assurance of getting gratuities after their retirements.
One thing they do not know is life is not a bed of roses, where things always turn out the way they want them to. Aside from this, there’s no assertion or theory that says it is wrong or unlawful for a full-time salary earner not to own an investment, neither is their any law that says there’s limit to the amount of money you should have in your bank account or the number of houses you must build. Hence, there’s need for you to have an investment.
4 reasons you should have an investment;
As I said earlier, there’s no law prohibiting you from having lots of money in your bank account, especially if its a money you can account for. The first reason you need to invest is to get enough cash as there will always be need to spend money from time to time.
As it is said in economics that “human needs are insatiable” we will always have things to buy or get, it might be a new house, car, clothings, food e.t.c and for all of these, you need cash.
Nevertheless, even if you are a salary earner, your salary might not be enough to get your basic needs, especially the primary needs not to mention your secondary needs. In order to enjoy life and get the kind of life you want, you need to make enough money and this can only happen if you have an investment.
We all want something to be remembered for. No one wish to die and be forgotten without leaving a mark on the sands of time. If you work in another man’s establishment or company all your hard work and commitment will be recorded in your boss’s name, all he can do for you is to increase your remuneration or give you award for the best staff of the year, that’s all you are going to get for the 35 years spent in building another man’s legacy.
Leaving something people will remember you for is very important and that is why you need to have an investment, so that when you are gone, you will leave your legacy behind.
3. Emergencies/precautionary motives
In as much as no one prays for emergency situations or calamities, one also need to be prepared for it, incase it happens. There are some unplanned situations that will arise like getting sacked from your working place, a relative getting sick, car breakdowns e.t.c you will always need to fall back on, especially if you lost your job.
If you have a stable investment that is up and running, no matter the kind of challenge or emergency that may arise, you will always have something to fall back on and that is your investment.
4. Peace of Mind
If you have an investment that is doing well, you will have peace of mind. You wouldn’t have to worry too much about money related issues as you have got it sorted out. You can even go on vacations as often as possible as long as you have got your business in good hands, you have no reason to worry.
Moreso, when relatives are talking about money related issues, you will have no reason to shut up during the meeting or not even come at all. When you have the right investment, where you want it to be. All you have to do is go about your day to day life and enjoy yourself to the fullest. However never forget to make impacts in people’s life.
So, if you are a salary earner or unemployed, you need to have an investment today, because you will reap the benefits not only tomorrow but forever.